christopher joye on Twitter: "Morning!" / Twitter. We would like to show you a description here but the site won’t allow us. 28. It'll work right up until the point it is discovered that debt outstrips M2 money by a factor of 10:1 . IR here are… Show more . . com. We would like to show you a description here but the site won’t allow us. Likes. 3%, Melbourne/Brissie both down 6. We would like to show you a description here but the site won’t allow us. christopher joye. New RBA analysis shows that between 15% and 17% of all Aussie borrowers are likely to experience negative cash-flows as a result of rate hikes in the RBA's base-line and adverse scenarios“@KellyAlspals @cjoye ALD share price hasn't moved much, so either no productivity or wage-rate spiral imo. We would like to show you a description here but the site won’t allow us. 75% bonds or 5,6% annuity products without losing any skin to the middleman, market would be below 4,000 point instantly! Once BoJ st“Mortgage stress to rise as RBA flags risk of higher rates in. 6pc. Log in. Hard to start a business or buy your first home if you can’t borrow money anywhere”“Aussie house prices moving sideways in February month to date, which is interesting. Grrrr”“@cjoye Thoughts on bank and esp. 13 Jun 2023 05:35:09“RT @rogerkermode: I reckon there are two generations of ‘finance dudes’ who have never seen high inflation and cannot comprehend the fear i…”christopher joye on Twitter: "RBA now on track to hike rates in June given upside surprise to today's inflation, lifting the cash rate from 3. The news is not good: "We construct a new ‘weighted-median’ measure of…” Honestly, we hit the limit current incomes can support. Australia experiences worst house price falls in 42 years, with more to come. Log in What does the Credit Suisse bail-in of its hybrids mean for Aussie bank hybrids? @cjoye Back in 2017 I wrote about a small number of Tier 2 and AT1 structures from Genworth + ME Bank that did not convert to equity (ie, went straight to write-off) and which could invert the capital structure hierarchy - predicting a situation where shareholders would push for AT1 or T2 write-offs to minimise their losses, just as happened. There were good reasons for very low rates (pre-covid) and those reasons haven’t gone away. . 4% this time last yr. 7%. This chart from Bloomberg provides a good summary of consensus estimates. The business indicators measure of wages suggests annual growth in non-farm hourly earnings picked up to 5% in Q1, although this series has grown more strongly than the RBA’s series over the past year. Lower bound of our 15-25pc forecast correction could be an optimistic outcome…”Log in. “Pretty clear RBA has been spooked by house price collapse, which is only going to get worse”christopher joye on Twitter. Interesting. 13 Jun 2023 05:35:09 “RT @rogerkermode: I reckon there are two generations of ‘finance dudes’ who have never seen high inflation and cannot comprehend the fear i…” christopher joye on Twitter: "RBA now on track to hike rates in June given upside surprise to today's inflation, lifting the cash rate from 3. Sitting on $6. We reap what we sow. “GS: Australian capital-city dwelling prices rose +0. Sign upLog in. So presumably brought their first home. Sign upWe would like to show you a description here but the site won’t allow us. christopher joye. Verified account Protected Tweets @; Suggested users“@cjoye @ALeighMP @Charlton_AB @DanielMulinoMP @AlboMP @JEChalmers Genuine question/thought. Interesting to see Treasurer Jim Chalmers trying to directly jawbone the RBA into not hiking by arguing that the inflation result does not meet the "material" upside surprise test Bullock set - despite every economist and the market saying it does. 1 million in crypto cant be withdrawn on FTX- $13. “@BruceMeaney @cjoye I don’t know if it’s good. I believe this includes offset accounts. 7%; Brisb off 1. 2%. “The great regime change: growth and cheap money are dead of risky assets ‘living in a parallel universe’ - A recession may be precisely the jolt lackadaisical Millennials require to lift their game. Redirecting to /user/cjoye/. “Bitcoin down at US$20k again, but Aussie house prices stabilising once more while equities tank. ”“Yep. what you choose? We would like to show you a description here but the site won’t allow us. I'm often asked how much time/effort it takes to write an AFR column. Replying to. Log in. “@cjoye Mate, what's the go with this fund you run? You are doing a terrible job managing other people's money! By the way, #bitcoin was trading around $8. @cjoye. It’s funny because traders on the street know that on Friday. Likes. We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. Verified account Protected Tweets @; Suggested usersIn this conversation. @cjoye yep, thats the point. 4%mom) and Melbourne (+0. We would like to show you a description here but the site won’t allow us. “GS: Australian capital-city dwelling prices rose +0. We would like to show you a description here but the site won’t allow us. “Aussie house price losses exceed 10%, Sydney losses breach 14%: 43 year record in sight “USDC 'Stablecoin' Breaks Peg As Circle Admits Billions Stuck With SVB Sign up. 10% in more pain for borrowers and home owners. You are right to hesitate on price directions for houses - low listings are contributing to price stability, but so are rents increasing by 25% ($120 pw on $500 pw) and many buyers paying cash (not first home buyers). I'm often asked how much time/effort it takes to write an AFR column. They all have movies on Netflix, and Netflix is down 80%. Conversation“@cjoye who would have thought lending money to a government with a printing press that practically can't default would result in potentially the 2nd largest bank collapse in US history 😄”In this conversation. We would like to show you a description here but the site won’t allow us. 16 May 2023 00:02:27“Aussie house prices fall another >1% in November, total loss now 7. . Found. 4% pa return. We now expect Australia's #housing prices to fall nearly 20%, before a modest recovery in 2024 as mortgage rates fall. Just think your narrow focus on interest rates as the main driver of house prices and that prices will fall 30% is consistent with many of you other views. 2021 Olympic Medalist, Joey Lye, shares stories and insight into some of the mental skills and strategies that prepared her [email protected] million in crypto cant be withdrawn on FTX- $13. Verified account Protected Tweets @; Suggested [email protected]! From US2yr notes to the Russell2000 and Peleton, Netflix, AfterPay etc etc etc. Someone did the math on how the housing ponzi affects this generation compared to the days of old. 1%, declining at a 17% annual rate, while Brisbane prices fall at 20% annual rate bit. 10% in more pain for borrowers and home owners. ALT. We would like to show you a description here but the site won’t allow us. 6 billion Snowy Hydro…We've been forecasting a US recession since Jan 2022, which the market has recently converged on. In levels terms, capital-city dwelling prices…” Higher long-term risk-free cash rates are going to create a protracted pain trade for risky assets. 1KWe would like to show you a description here but the site won’t allow us. Both of which disproportionately affect the bottom 50% of households. Even with yields down. au. Given the number of markets that have had this set up and tanked. CoreLogic: Australian home values officially record the largest decline on record would like to show you a description here but the site won’t allow us. A 30year investment for most. In this conversation. 2B cash! @cjoye Aussie house prices now correcting fast as rates rise, led by Sydney and Melbourne: RBA will struggle to lift past 1. ”Log in. In this conversation. In this conversation. Retweets. christopher joye on Twitter. @cjoye. 1%, bringing total decline to 6. @cjoye, @masters_joanne, @ImpactEconAU & @markgkenny. “Real interest rate hammer has yet to fall would like to show you a description here but the site won’t allow us. Our predicted housing recovery continues @FinancialReview (Prelim. then the printing starts again leading to further dilution of currency . In this conversation. ”“@Fuffalufaguz @cjoye I bought at top 23 year old fixed rate 14 percent price tanked was in negative equity for 10 years house needed totally renovated sold for same price after all interest bills and pound bought nearly half what it would everyone is conned by media having to have what everyone has”We would like to show you a description here but the site won’t allow us. Find great real estate professionals on Zillow like cjoyeThere are 9 words found that match your query. ”We would like to show you a description here but the site won’t allow us. 11. First time I've properly suited up in a long while. . @cjoye posits #stock are 20% overvalued given the 5% discount rate -> seeing this in earnings #mastercard and #carnival both accelerating earnings, but not rewarded post. @cjoye The monthly CPI showed underlying inflation remains uncomfortably high, tracking above the RBA’s forecast profile and placing pressure on the RBA to hike again in July, where its peers are confronting the same problem of it taking too long for inflation to return to target with much higher interest rates. @cjoye I still haven’t seen you clearly outline why rates will stay high over the medium to long term, when nothing has fundamentally permanently changed since 2019. Plus ,Bitcoin and Ethereum are down less than tech stocks. 30 Nov 2022 01:03:22 Australia faces "largest and longest house price correction in history" - MacroBusiness In this conversation. . Interest rates have soared, but commercial property values have barely moved. 2m are customer assets. Property is ‘sleepwalking’ towards its biggest test since the GFC. Show more". Fantastic lunch event with Chris Joye @cjoye and Coolibah Capital today in Perth. S&P Reports Australian Home Loan Arrears Rose In December: S&P's Performance Index (SPIN) for Australian prime mortgages increased in December to 0. FML 🫠”“@cjoye Too corrupt and too much poverty. You've reached your limit when it comes to tweeting about bitcoin being under $20k. 1:56 AM · Jul 29, 2022 · Twitter Web App. Verified account Protected Tweets @; Suggested usersWe would like to show you a description here but the site won’t allow us. A $14m unsecured loan will cover the client loss, creating a $32m debt for Huobi Like I said before: there will be unpredictable fall out from FTX in the following weeks. Try and think of the whole story not the macro people want you to hear and fear”In this conversation. @Dante57112893. "@wmdglasgow Yes, @cjoye is one of our best journalists" (Tweet) – via Twitter. Quote Tweet. We would like to show you a description here but the site won’t allow us. “India is an important ally that can’t be trusted Replying to @cjoye Usecases for blockchain are only limited by the imagination. Replying to . Verified account Protected Tweets @; Suggested usersWe would like to show you a description here but the site won’t allow us. This will in turn demand radical attitudinal change. . We would like to show you a description here but the site won’t allow us. . This is 70s. 7% in 11 days of Aug); Melb down 3. Tech party is over as Canva and Atlassian get tough, and perks dry up“Does any seriously believe house prices will not fall after the RBA cutting the cash rate from 1. . @cjoye Sydney house prices have fallen 11. We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. The news is not good: "We construct a new ‘weighted-median’ measure of underlying inflation based on a truncated monthly CPI. We would like to show you a description here but the site won’t allow us. Youre allowed to tweet at new cycle-low milestones only. We would like to show you a description here but the site won’t allow us. Aug 16. See new Tweets. . 5% plus 1% productivity. Log inchristopher joye @cjoye 7h One of the more interesting questions going around is whether bonds issued for environment, social and/or governance (ESG) purposes attract a lower. ”“With an inflation-targeting central bank, cash is actually one of your best inflation hedges”See new Tweets. Don’t know anyone else that predicted that. “Good morning!”In this conversation. Anecdote from my AFR column today: “For Australia’s inflation rate to subside, we will also need more productivity to rationalise the brisk rates of wage growth. “First housing bear in my cross-hairs: UBS concedes yesterday, "Looking fwd, we had expected home prices could drop 10%, but it could be smaller now. Sign upDay of valuations reckoning looms for commercial real estate owners, valuers and auditors. “@cjoye Watched The Big Short again last night - I fear the can kicking is going to end soon and we will have our very own subprime moment. A controversial article by Christopher Joye, an outspoken investment portfolio manager and columnist for the Australian Financial Review, has. Australian money is rushing out of the crypto exchange, and customers are willing to accept a big haircut to cash out their holdings. Log inWe would like to show you a description here but the site won’t allow us. 6% for one year but if taken from the peak in Sept 21 its -30% plus. 85% to 4. We would like to show you a description here but the site won’t allow us. Sign upIn this conversation. Verified account Protected Tweets @; Suggested usersAussie house prices are continuing to fall at a very rapid pace in December based on early data fromWe would like to show you a description here but the site won’t allow us. We now expect Australia's #housing prices to fall nearly 20%, before a modest recovery in 2024 as mortgage rates fall. & 50% are admin. Binance Australia selling bitcoin $6k cheaper than other exchanges. christopher joye on Twitter: "Credit Suisse trying to squeeze. We would like to show you a description here but the site won’t allow us. Found. “Good morning!” In this conversation. Honestly, we hit the limit current incomes can support. @cjoye In an apartment complex of 100, it only takes 2 or 3 sales to mark down the whole 100. 5%. 0%), Melbourne (-7. would like to show you a description here but the site won’t allow us. 6%mom) prices led the increase. 3. @cjoye After some cajoling, I’ve dusted off my double barrel shottie and have agreed to track, hunt and eliminate the biggest housing bull of them all: @TheKouk @cjoye And then the currency will fall, inflation will accelerate and rates will need to go even higher than they would’ve needed to in the first place. Interesting. Sydney house prices plummet like it's 1983. “Aussie house price crash about to pass through all-time record of an 11% peak-to-trough loss. 5%, the Bank of Canada at 4. See new TweetsNothing like purposely using a log graph to make it look like it has barely crashed everMassive downside miss for Aussie monthly inflation - RBA should pause and if they hike in December they will struggle to do much more. Verified account Protected Tweets @; Suggested usersThe data always tells a story and sticky inflation makes it impossible to see an upside with House prices til Q1 maybe even Q2 2024 Bear market like the 1 we are in. Sign upLog in. Australia needs to produce more with fewer people. Prepare for equities and property pain. . Well done. christopher joye on Twitter. @cjoye And then the currency will fall, inflation will accelerate and rates will need to go even higher than they would’ve needed to in the first place. Log in. So how does this effect them? I would have thought ppl who regularly buy/sell homes or were looking to cash out for retirement would be more affected?”We would like to show you a description here but the site won’t allow us. “@bluntman_eth @Tombeecon @cjoye So they just entered the real estate market. Our subs will likely need to contain the most serious expansionist ambitions of an India we haven't yet met in the 2040s”“Huge jump in Sydney auction clearance rate to 74. Verified account Protected Tweets @; Suggested usersSign up. @cjoye. Interesting to see Treasurer Jim Chalmers trying to directly jawbone the RBA into not hiking by arguing that the inflation result does not meet. . Replying to. . ”We would like to show you a description here but the site won’t allow us. Visit cjoye's profile on Zillow to find ratings and reviews. In levels terms, capital-city dwelling prices…”@cjoye. But with a referendum and election coming in the next 12 months, in addition to a $19b surplus. . First miss on EPS since IPO, I think. ConversationIn this conversation. By Huobi announced $18. Embarrassingly wrong. com. We have unscrambled the letters cjoye (cejoy) to make a list of all the word combinations found in the popular word scramble. We would like to show you a description here but the site won’t allow us. Log in. . Victoria's annual interest bill on its debt will rise towards $9 billion/yr by 2027 according to CBA analysis. christopher joye. We would like to show you a description here but the site won’t allow us. “@TvcMike @cjoye tech/growth/risk assets, makes any real sense. Crypto is toxic”We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. . Verified account Protected Tweets @; Suggested users“@cjoye plenty of illiquidity in the big super funds non-listed assets. We would like to show you a description here but the site won’t allow us. . 2%. The bears are gonna start running for the hills when they see wolverine chasing em”We would like to show you a description here but the site won’t allow us. Property is ‘sleepwalking’ towards its biggest test since the GFC. Expect a global recession, continuing asset price declines, and waves of defaults, writes cjoye. Australia faces "largest and longest house price correction in history" According to CoreLogic records dating back to 1980, Australian dwelling values have never fallen by more than 11% across the combined. “I did a podcast interview with Koda's David Clark on the coming commercial real estate crash, why a second phase of the housing correction will emerge, the looming. We would like to show you a description here but the site won’t allow us. Sign up“@haluksenlik @cjoye There is obviously significantly more risk and fraud in crypto than in the stock market, but Matt Damon promoted a centralized brokerage that curates assets and thus doesn't expose you to the scams where possible. 9. 92. 5%; 5 capital cities have fallen 3. "It's global cyber war out there". com. We would like to show you a description here but the site won’t allow us. 7% in July; Melbourne prices down 1. We would like to show you a description here but the site won’t allow us. Verified account Protected Tweets @; Suggested usersIn this conversation. Huobi announced $18. Replying to @cjoye @Harold36089778. 1%. 10:21 PM · Jul 8, 2022 · Twitter for iPhone. Sydney house prices plummet like it's 1983 - MacroBusiness. 6 billion Snowy Hydro… We've been forecasting a US recession since Jan 2022, which the market has recently converged on. Immigration is still big in Aus. Stock up 18%. We would like to show you a description here but the site won’t allow us. Conversation. We would like to show you a description here but the site won’t allow us. 1%, declining at a 17% annual rate, while Brisbane prices fall at 20% annual rate bit. You actually charge people a fee for that performance?”“@KirilRuvinsky @cjoye People are away in Sydney, this Aussie day turned into a long weekend, my wife works in circular quay and there were 5 people on her floor at work! People are still spending and it appears that less people under 35 have a mortgage these days, rising unemployment is the only key”Imaging if mums&dads can directly access to 6. We would like to show you a description here but the site won’t allow us. . In this conversation. 2:58 AM · Jun 30, 2023. @parrapower2022 @solo_dio_ @rabbit_wealth @AvidCommentator @BikoKonstantin1 @Aus__Property @rabbit_wealth @justthink1 @cjoye . We would like to show you a description here but the site won’t allow us. 6%; 5 city index prices down 1. See new Tweetschristopher joye on Twitter: "RT @eurekareport: On Talking Finance this week with @AlanKohler: central banks face a longer, harder task to get inflation down; dodging an Australian recession; an inflationary budget & opposition in the opposition ft. . We would like to show you a description here but the site won’t allow us. Replying to @cjoye @Harold36089778. 8 per cent, it would mean that purchasing power has been eroded by a total of 33 per cent since the RBA kicked off this cycle in May last year. 3:30 AM · May 20, 2022 · Twitter Web App. 9% vs 56. christopher joye on Twitter: "A property I heard about was. 4. au. 0 replies 0 retweets 8 likes. We would like to show you a description here but the site won’t allow us. they all roll over the same. ALT. We would like to show you a description here but the site won’t allow us. 6%mom) prices led the increase. We would like to show you a description here but the site won’t allow us. See new Tweets Nothing like purposely using a log graph to make it look like it has barely crashed ever Massive downside miss for Aussie monthly inflation - RBA should pause and if they hike in December they will struggle to do much more. LNP for all its 'hawkishness' over China refused to develop onshore manufacturing for fear of unions. Log in. ”While lots of people talk about the risk of war without actually understanding the odds, new research sheds light on the probability of major power conflict. Retweets. ·. "We would like to show you a description here but the site won’t allow us. 3. ly/3tKymvn 8:25 PM · Nov 21, 2022 · Twitter Web App @cjoye Aussie house price update to 25 July: Sydney prices down 1. Maybe u can get annoyed that the advertisers allowed this ad? But Matt Damon isn't a financial expert, how is he gonna predict what happens in mkts in 2022, lol. We would like to show you a description here but the site won’t allow us. “@cjoye Step forward for transparency, but still doesn’t stop more/different things being said in other forums (or by other RBA officials). 1. “Why is Bitcoin back down at US$22k?”“@cjoye You should dissect Aus equities vs S&P500. ”We would like to show you a description here but the site won’t allow us. com. Massive portion of the population realising they are not going to achieve an acceptable basic standard of living. This will in turn demand radical attitudinal change from entitled millennials who have never experienced high…. The wage costs for businesses producing products is far too high and can only be addressed by greater productivity, which means fewer workers. Captain Slapstick AC AO AM OAM AK @CaptSlapstick · 6h. @TheKouk · Jul 8. We would like to show you a description here but the site won’t allow us. “@cjoye Sir. “Morning!” We would like to show you a description here but the site won’t allow us. Sydney prices have fallen by 11. Games fiasco will leave business shaking its head at Victorian farce. . christopher joye @cjoye. This is deflationary. Welcome to the Complexity Premia podcast from Coolabah Capital, which is hosted by Christopher Joye, CIO and portfolio manager at Coolabah Capital. Log inWe would like to show you a description here but the site won’t allow us. 1:24 AM · Jul 9, 2023 · 10. . I am not a house price bull. We would like to show you a description here but the site won’t allow us. It would not suprise me if the government introduces 'targeted support' which ends up pumping the market for a…”We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. There were good re“@Sporticus13 @cjoye @TheKouk I was wondering the other day how much of Wayne Swan’s unfulfilled budget surplus was the result of Koukie’s crystal ball. “ANZ's David Plank and Jack Chambers have today updated their RBA QE3 forecast to a potential program that could be as large as $189 billion, bringing them in line with Westpac's Bill Evans who is projecting a $150bn program for QE3 @Johnkehoe23 @ANZ_Newsroom @WestpacMacro”We would like to show you a description here but the site won’t allow us. Key takeaways * 15-20% peak to trough in Australian housing prices remains the view. Rebounding asset prices would keep inflation - and rates - higher for longer. commodities are a grand idea #BTC“Aussie house price losses exceed 10%, Sydney losses breach 14%: 43 year record in sight 'Stablecoin' Breaks Peg As Circle Admits Billions Stuck With SVB up. . Your chart is pretty much 12 months already. 04 Jun 2023 22:01:37We would like to show you a description here but the site won’t allow us. afr. This marks a turning point in your powers. “I did a podcast interview with Koda's David Clark on the coming commercial real estate crash, why a second phase of the housing correction will emerge, the looming. 4%mom) and Melbourne (+0. 1. This will be record housing crash, 100% triggered by rate hikes - it has only just started. Melb also up: 67. Sydney (+1. CHRIS JUDD’S Masters of the Market Masters of the Market is back for 2021 and the first episode of the year is with CIO of Coolabah Capital and columnist for the AFR, Chris. There was only one way to go. macrobusiness. OAKVILLE, ON — September 1, 2022 — Today marks the start of a new chapter for JOY RADIO (CJYE) as it unveils not only a new look, but a new feel to their. This chart from Bloomberg provides a good summary of consensus estimates. @cjoye Cracking interview with the great Tom Piotrowski on equities, bonds, house prices, banks and pretty much everything under the sun - notably recorded before the RBA kicked off its second hiking cycle…CoreLogic is the leading property data, information, analytics and services provider in Australia and New Zealand with growing partnerships throughout Asia. 0% (0. We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. Aug 16. and @Johnkehoe23.